FOR LANDSCAPING SUBCONTRACTORS

Keep landscaping subcontractor paperwork organized before work starts.

Landscaping subs are often small crews that bring mowers, trimmers and trucks to site, and work outdoors through the hottest months.

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Common document categories

Certificate of insurance (COI)

General liability and workers’ compensation at the limits your contract or owner requires, plus auto liability when the sub drives to site. Many GCs also ask for additional insured, waiver of subrogation, and primary & non-contributory endorsements.

W-9

For 1099 reporting before the first payment.

Safety program and training

Heat illness prevention and equipment safety are reasonable asks, especially on summer jobs.

Trade license

Some states license landscape or irrigation contractors. Licensing rules are set by each state, and sometimes by the county or city, so check what applies where the job is.

References and past projects

Often requested for larger or commercial jobs, or before a first job with a new sub.

Bonding

On public or bonded jobs, a bonding capacity letter and performance and payment bonds may be required, as the contract specifies.

Requirements vary by state, locality, owner and contract. This is a general starting point, not legal or insurance advice. Your contract and local rules decide what’s actually required.

Questions to resolve before review

  • Auto liability matters: landscaping crews drive trucks and trailers to and between sites.
  • If the scope includes digging for irrigation or hardscape, ask how utilities will be located before work starts.

How SubSignoff supports the workflow

  1. Create the project and pick a job type (residential remodel, new home, light commercial, commercial, or public/bonded). SubSignoff suggests editable starting requirements for that job type, such as insurance types, limits, endorsements, W-9 and license.
  2. Add Landscaping as a trade on the job. The job-type requirements apply; add any extra documents you want for this trade. Everything stays editable.
  3. Send the sub a portal link. The sub, or their insurance broker, uploads documents from a phone or computer without creating an account.
  4. Review and track. Check each document against the project’s requirements, record your decision, and send reminders before recorded expiration dates.

SubSignoff records what documents say and whether they meet the requirements you set. It doesn’t confirm coverage with insurers or verify licenses with the state. Check licenses with the issuing agency; for some states SubSignoff links to the official lookup page.

References

Official public sources behind the documents and safety topics above. Rules differ by state and project; these links are for background, not legal or insurance advice.

Related guides

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